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Give Your B2B Buyers Net Terms

Grow your business with a powerful B2B credit & A/R management program, Credit as a Service®. We provide the technology and the managed services.

Do Net Terms Differently logo

Give Your Buyers Alternative Payment Options

MSTS accelerates B2B commerce by streamlining payments and A/R processes.

We exist to improve all aspects of your credit program by taking on credit management and approval, transaction processing and invoicing. Credit as a Service ® (CaaS) is our white-labeled program that facilitates payments by extending net terms, handling invoicing and managing collections.

With CaaS, you can expect to increase customer share of wallet and average order volume, while also simplifying accounts receivable management, decreasing DSO, reducing risk and improving cash flow. We process more than $5 billion in transactions on behalf of our clients annually, in more than 15 currencies.


Decrease time-to-sale and increase revenue


Build and retain loyal customers


Save working capital, reduce risk and improve A/R efficiency

How one B2B Marketplace Evangelizes CaaS

Listen in to a fireside chat with uShip, an online platform connecting shippers and carriers, whose mission is to make shipping cheap and to connect providers. They shared with us how they’re adjusting their purchasing journey to exceed market expectations, how they’ve helped brands like eBay, Etsy and Ritchie Brothers with shipping challenges and why they selected CaaS to help them with B2B payments.

What Credit as a Service Does

Credit as a Service enhances the B2B commerce experience by extending risk-free credit with Net 30 terms on the seller’s behalf.

Enables Efficient

We evaluate credit applications in real time, sending customers a credit decision in under 30 seconds.

Offers Dynamic Pricing & Purchase Controls

Purchase controls allow for dynamic pricing down to the SKU level, across geographies.

Provides Invoicing at

InvoiceMe allows customers to pay on terms at checkout on B2B eCommerce stores.

Discover Credit as a Service by Role

Whether you’re a sales, finance or eCommerce leader, you play a role in delivering top-tier B2B commerce experiences. Learn more about how CaaS could impact your team.

How Credit as a Service Supports Your Industry

We’ve built CaaS to improve B2B commerce, offering alternative payment options like Net 30 terms at checkout to fulfill complex needs — no matter the industry you serve.

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