Offer Net Terms to B2B Buyers
Grow your business with a global B2B credit & A/R management program, Credit as a Service®. We provide the technology and the managed services.









Extend net 30 terms to B2B companies without straining working capital
MSTS accelerates B2B commerce by streamlining payments and A/R processes.
We exist to improve all aspects of your credit program by taking on credit management and approval, transaction processing and invoicing. Credit as a Service ® (CaaS) is our white-labeled program that facilitates payments by extending net terms, handling invoicing and managing collections.
With CaaS, you can expect to increase customer share of wallet and average order volume, while also simplifying accounts receivable management, decreasing DSO, reducing risk and improving cash flow. We process more than $6 billion in transactions on behalf of our clients annually, in 17 currencies.
Want to Up Level Your B2B Online Marketplace?
Learn how to differentiate your marketplace in our latest “Driving Marketplace Experiences + Adoption” webinar. On December 8, Brandon Spear led the conversation with guest Allen Bonde, VP Research Director, Forrester. If you missed it, register to watch it on-demand!

What Credit as a Service Does
Credit as a Service enhances the B2B commerce experience by extending risk-free credit with Net 30 terms on the seller’s behalf. We facilitate transactions in 190 countries and growing!

Enables Quick
Onboarding
We evaluate credit applications in real time, sending customers a credit decision in under 30 seconds.

Offers Dynamic Pricing & Purchase Controls
Purchase controls allow for dynamic pricing down to the SKU level, across geographies.

Provides Invoicing at
Checkout
InvoiceMe allows customers to pay on terms at checkout on B2B eCommerce stores.

Discover Credit as a Service by Role
Whether you’re a sales, finance or eCommerce leader, you play a role in delivering top-tier B2B commerce experiences. Learn more about how CaaS could impact your team.

How Credit as a Service Supports Your Industry
We’ve built CaaS to improve B2B commerce, offering alternative payment options like Net 30 terms at checkout to fulfill complex needs — no matter the industry you serve.
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