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Offer B2B Buyers Net Terms

Grow your business with a global B2B credit & A/R management program, Credit as a Service®. We provide the technology and the managed services.

Do Net Terms Differently logo

Extend net 30 terms to B2B companies without straining working capital

MSTS accelerates B2B commerce by streamlining payments and A/R processes.

We exist to improve all aspects of your credit program by taking on credit management and approval, transaction processing and invoicing. Credit as a Service ® (CaaS) is our white-labeled program that facilitates payments by extending net terms, handling invoicing and managing collections.

With CaaS, you can expect to increase customer share of wallet and average order volume, while also simplifying accounts receivable management, decreasing DSO, reducing risk and improving cash flow. We process more than $6 billion in transactions on behalf of our clients annually, in 17 currencies.


Decrease time-to-sale and increase revenue


Build and retain loyal customers


Save working capital, reduce risk and improve A/R efficiency

Meet us at AFP!

At MSTS, we understand the complexities of B2B Payments and the strain unique billing requirements, manual invoicing and disputes put on A/R teams. Although we can’t meet you to discuss personally, well be there for you virtually!

Don’t miss our much anticipated Shaken, Not Stirred Happy Hour!

What Credit as a Service Does

Credit as a Service enhances the B2B commerce experience by extending risk-free credit with Net 30 terms on the seller’s behalf. We facilitate transactions in 190 countries and growing!

Enables Quick

We evaluate credit applications in real time, sending customers a credit decision in under 30 seconds.

Offers Dynamic Pricing & Purchase Controls

Purchase controls allow for dynamic pricing down to the SKU level, across geographies.

Provides Invoicing at

InvoiceMe allows customers to pay on terms at checkout on B2B eCommerce stores.

Discover Credit as a Service by Role

Whether you’re a sales, finance or eCommerce leader, you play a role in delivering top-tier B2B commerce experiences. Learn more about how CaaS could impact your team.

How Credit as a Service Supports Your Industry

We’ve built CaaS to improve B2B commerce, offering alternative payment options like Net 30 terms at checkout to fulfill complex needs — no matter the industry you serve.

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