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Scale Your B2B Business by Extending Net Terms

Expand your business with a global B2B credit & A/R management program. We’ll provide the technology and the managed services to streamline payments and reduce strain on your back-office.

Do Net Terms Differently logo

Extend credit lines to B2B customer without straining working capital

We exist to improve all aspects of your credit program by taking on credit management and approval, transaction processing and invoicing. Credit as a Service ® (CaaS) is our white-labeled program that facilitates payments by extending net terms, handling invoicing and managing collections.

With CaaS, you can expect to increase customer share of wallet and average order volume, while also simplifying accounts receivable management, decreasing DSO, reducing risk and improving cash flow. We process more than $6 billion in transactions on behalf of our clients annually, in 17 currencies.


Decrease time-to-sale and increase revenue


Build and retain loyal customers


Save working capital, reduce risk and improve A/R efficiency

Want to Up Level Your B2B Online Marketplace?

Learn how to differentiate your marketplace in our latest “Driving Marketplace Experiences + Adoption” webinar. On December 8, Brandon Spear led the conversation with guest Allen Bonde, VP Research Director, Forrester. If you missed it, register to watch it on-demand!

Growth of online marketplaces

What Credit as a Service Does

Credit as a Service enhances the B2B commerce experience by extending risk-free credit with Net 30 terms on the seller’s behalf. We facilitate transactions in 190 countries and growing!

Enables Quick

We evaluate credit applications in real time, sending customers a credit decision in under 30 seconds.

Offers Dynamic Pricing & Purchase Controls

Purchase controls allow for dynamic pricing down to the SKU level, across geographies.

Provides Invoicing at

InvoiceMe allows customers to pay on terms at checkout on B2B eCommerce stores.

Discover Credit as a Service by Role

Whether you’re a sales, finance or eCommerce leader, you play a role in delivering top-tier B2B commerce experiences. Learn more about how CaaS could impact your team.

How Credit as a Service Supports Your Industry

We’ve built CaaS to improve B2B commerce, offering alternative payment options like Net 30 terms at checkout to fulfill complex needs — no matter the industry you serve.

Contact Us

Get in touch with our credit experts for more information.