What makes up Credit as a Service®?




Lower transaction costs and drive revenue.

More payment options equal more sales. Our omni-channel payments acceptance and processing through open and closed loop payment networks offer a range of alternative payment options for your customers. We developed technology that allows businesses to consolidate billing, guarantee not-to-exceed pricing, provide level III data and a consistent customer experience. Using machine learning, and smart integrations, our automated payment application quickly and accurately applies payments to the correct account and invoice. Altogether increasing customer loyalty, eliminating risk, reducing operating costs and improving cash flow.

Credit and Underwriting

Credit and Underwriting

Dedicated lines of credit increase loyalty and maximize the lifetime value of a customer.

Extend risk-free lines of credit and preserve capital. Our intelligent credit technology automates and manages the relationship for the life of the customer from application to approval to credit adjustments.  Prefer to use your own capital or financing? Not a problem.

Your customers can go from credit application to purchase in under thirty seconds, using MSTS’ automatic account setup process and smart integration technology. Our system that is regulatory compliant and offers onboarding, along with fraud protection and credit verification.

Proactively manage your customer relationship with automated credit line adjustments to increase your customer’s purchasing power, while automated alerts provide increased protection.

Our solution alleviates the overhead and risk associated with issuing extended terms including bad debt, delayed cash flow and staffing a team to manage billing, payments and collections.

Managed Services

Managed Services

Focus on your core business.

Branded customer support and accounts receivables services for a seamless customer experience, reducing back office resource and system costs and time onboarding. Condense the process for your customers to start doing business with you. 

Smart Integrations

Smart Integrations

Tailor your solution to leverage the systems you already have in place.

Boost your customer’s experience with unified data shared across all your sales channels. Our technology allows you to decrease the time to sale with instant, touchless onboarding. Additionally,  our solution quickly and easily integrates with ERPs, CRMs, eCommerce systems, banks and business systems.

Further leverage your transactions data to increase organic sales based on meaningful insights derived from the capture of customer transaction data with integrated business intelligence dashboards.

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Ready to grow your business with risk-free credit?

Increase average order size, simplify your back-office and improve cash flow

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In today's omni-channel world, payments aren't just about keeping the buyer/supplier happy - it's about proactively strengthening the collaboration. That's where we come in.

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