In the news

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07/01/2019

Part 3 of our 3-part series about How CaaS Can Help.

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05/28/2019

Part 2 of our 3-part series about How CaaS Can Help.

Let your customers buy now and pay later. 

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05/13/2019
 

Credit as a Service™ now available for all B2B Magento customers

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05/08/2019

Part 1 of our 3-part series about How CaaS Can Help.

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05/06/2019
 

Bankers encouraged to see how innovative payments solution can increase revenue streams

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04/30/2019
MSTS will facilitate invoicing and discount application to provide seamless transactions for dealers and their customers
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03/12/2019

Part 2 of our 3-part series on Common Challenges of B2B Commerce

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03/04/2019

Customers come first in this tech-led approach to ease pain points and improve customer experience within the trucking industry

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02/25/2019

Robotics process automation, otherwise known as RPA, is taking the business world by storm.

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02/15/2019

Part 1 of our 3-part series on Common Challenges of B2B Commerce

In the News

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03/12/2019
How SMBs Can Increase Working Capital

Part 2 of our 3-part series on Common Challenges of B2B Commerce

In the first of our 3-part series, we outlined how payment on Net30 terms is common in B2B. In fact, from the outside looking in, offering payment on terms seems like a given. Many SMBs feel they must offer terms to be competitive, but they overlook the risks of late payers and the impact of late payments on working capital. 

Every time a seller extends payment on terms they must consider several factors. 

Will the buyer pay on time?
Will late payments affect working capital?
Will late payments affect sales to other customers?

Knowing the answers to these questions is especially important for SMBs.

Research indicates SMBs, in general, assume too much risk when offering trade credit. Consider SMBs selling to large, enterprise buyers who delay payments in favor of investments in other projects. Joanne Simpson, Corvative CEO, found that a one-month delay in payment by Wal-Mart is associated with a 1.2% reduction in capex (capital expenditure) for a Wal-Mart supplier. 

Credit as a Service™ mitigates risk for SMBs while preserving Net30 payment terms.

Credit as a Service™ (CaaS) is a MSTS payment solution that facilitates transactions between SMBs and their buyers. Our innovative solution allows sellers to offer credit to buyers while preserving working capital and offloading risk to MSTS. Our team underwrites and approves buyers for credit in under a minute at transaction fees 30% less than credit cards. 

Credit as a Service™ frees you to spend more time on meaningful projects, while we manage your A/R and assume the risk of late payments and bad debt. 

Are you ready to take the jump? Let's talk!