Credit as a Service® Solutions by Industry

In over 40 years of experience, we’ve strengthened our B2B payment and credit solution
to fulfill broad, complex needs among several industries. 

B2B Retail

Increase your customer's purchasing power

Digital transformation has swept through business commerce, and traditional B2B companies are seeing a paradigm shift in their internal business processes as well as their buyers' purchasing expectations. Professional expectations now match personal experiences and your retail business is no exception. This requires adhering to preferred payment methods, business system preferences and quick and easy onboarding - digitally. 

In addition to traditional B2B retailers, many B2C retailers have found B2B to be a new way to boost revenue. Catering to business to business customers however often requires a shift in the sales process, payment options and accounts receivable resources for business to consumer companies. 

Whether you’re an enterprise or small business, B2B or B2C opening a B2B channel, CaaS will bring digital transformation to your business for a buyer driven experience and, in turn, increased loyalty.

Increase your customer’s purchasing power, and provide alternative payment options with InvoiceMe, a tool within CaaS that allows your customers to pay by invoice while shopping online. Nearly 75% of B2B buyers would prefer an invoice over a credit card when buying online. In under 30 seconds, buyers can receive automatic credit decisions up to $250,000.

CaaS also provides dynamic pricing to comply with individual contracts and shares data across all sales channels to provide a consistent experience. In a recent MSTS survey, 98% of B2B buyers said having a consistent experience across all sales channels is important.  

Finally, improve your working capital without compromising your cash flow using risk-free credit lines powered by MSTS. You also retain ownership of the relationship with credit lines extended on your behalf, which are exclusive to your customers. 


If you're frustrated with long onboarding processes and delayed credit approvals, hear how a VP of Sales uses CaaS to alleviate his pain.

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Looking to work with a new class of buyers that demand tailored solutions and a higher level of service? We've partnered with SCHERMER to establish 4Business, a parternship created to enable local and global brands to do just that.

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Manufacturers and Distributors

Your Name, Our Resources

Managing a National Accounts Program in-house is complex and requires ongoing capital outlays and large investments in resources and technology.  Accelerate the growth of your program, reduce costs and drive efficiencies with our Credit as a Service solution for manufacturers.

• White labeled to provide a seamless customer experience.
• Improve your working capital with MSTS powered credit lines.
• Instant account setup upon credit approval and integration into your ERP, CRM, or business system.
• Preferred payment option makes repeat purchases easy and establishes loyalty.
• Dynamic pricing controls validate contract pricing by customer, to the SKU level, and across geographies.
• Dramatically reduce the time and manual processes of matching payments to outstanding invoices.

Our managed services team handles your customer service and collections to allow you to focus on your core business. Coupled with flexible allocation of risk and MSTS’ capital, you improve cash flow, decrease time to sales and further reduce costs.


Want to see how we've helped GM Fleet launch a parts discount program? 

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Need to elevate your omni-channel experience? We have a few ideas. 

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An omni-channel solution to handle the complexities of B2B purchases

If increasing conversions and optimizing your customer’s experience is your top priority, you’re in the right place.

In the CaaS™ solution, InvoiceMe is an alternative payment method you can integrate into your eCommerce platform to allow your customers to pay by invoice while shopping online. 

Decrease the time to sales with touchless, instant onboarding. Offer Net30 terms and invoicing at checkout to drive repeat purchases and establish loyalty. More than 80% of buyers would choose a different vendor if they offered invoicing at checkout. With our solution, your customer can go from apply to buy in under 30 seconds.  Increase your conversion rate and create a competitive advantage by integrating the credit approval process into your CRM, and proactively make credit line adjustments before they’re requested. Credit as a Service will easily integrate into your legacy ERPs, CRMs, eCommerce systems, banks and business systems.

Decrease the number of sales lost due to false positives with our closed loop program and established buyer relationships. It’s all too common legitimate buyers are turned away when they complete a purchase with a credit card, only to be declined due to fraud assumptions.  


Hear how this Director of eCommerce improves her customer's online purchasing experience. 

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Learn about how to meet complex buyer needs while preserving an enjoyable user experience. 

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Streamline Payments. Maximize Profits.

Throughout Europe, we offer simplified Tolls management solutions to provide transport companies complete control of their fleets as well as white label solutions for our toll and fuel card partners.

Our toll solutions span 20 domains across Europe providing fleets with consolidated billing, online account oversight and analysis with Level III data, and a proprietary online portal allowing fleet owners to manage and order OBUs for their entire fleet. In addition, we will help negotiate additional discounts for our customers and offer an EETS certified solution to allow fleets to easily travel across Europe.

We leverage our decades of experience and position in the Tolls industry to provide white label solutions for our partners, widening their transportation portfolio.

Our white label fuel card platform comes with 40 years of experience in fuel payment innovation; providing a turnkey fuel payment solution in Europe to promptly get you to market.  Along with a best-in-class user experience, we operate under your brand to verify purchaser eligibility at point of sale to reduce unauthorized spending, offer purchase controls and dynamic price adjustments.

We simplify and automate back office fuel card processes enabling you to focus on your core business, maximizing sales and driving value to your end users.  Together, with our white label fuel card, you can be a one stop shop adding our solution to your transportation portfolio.


Get a glimpse of the solution in a short video.

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Want more information? 

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On-Demand Webinar: Loyalty in Payments

Align with customer expectations by offering payment by invoice, purchase controls, dynamic pricing and instant onboarding and learn how to execute an effective eCommerce strategy to start selling online.

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Tip Sheet: Credit as a Service Overview

In today's omni-channel world, payments aren't just about keeping the buyer/supplier happy - it's about proactively strengthening the collaboration. That's where we come in.

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