Credit as a Service: Credit Management Made Easy
CaaS is a credit management and accounts receivable solution that extends risk-free credit and automates A/R, under your brand.
Boosting B2B Commerce With Net Terms
For B2B businesses, rising DSO, decreased working capital, over-taxed sales teams and limited resources inhibit top line growth, and increase expenses and operating costs. Credit as a Service ® addresses these challenges by offering a credit management solution that extends Net30 terms to your customers, while providing outsourced, reliable A/R automation and support. See how it works.
Strained Working Capital & Back Office Resources
CaaS reduces overall A/R costs by determining the creditworthiness of a potential customer in under 30 seconds, and handling tasks like invoicing, cash application, disputes and collections — decreasing billing error rates to less than 2%.
Higher Sales Goals & Customer Expectations
Keep business operations ahead of the curve with fast onboarding and business intelligence tools that lead to increased revenue, purchasing power and average order volume (AOV). We will also assign a Customer Success Manager to work alongside you and help grow your business.
Complex and Friction-Filled Purchasing
Get support on purchasing across channels, remove friction from the payment process with smart integrations, and meet customer invoicing requirements and preferred payment options, like online invoices and net terms.
Alternative Payment &
How It Works
Credit as a Service extends risk-free credit and flexible payment terms to remove friction from the B2B purchasing experience.
Sellers Onboard Buyers
Sellers can invite buyers to the portal with the click of a button. They can pre-populate customer invites by integrating CaaS into their existing CRM.
Buyer Completes Credit Application
Once invited, buyers receive and complete a secure, straightforward credit application that requires no banking information.
Buyers Receive Automated Approval
Buyers receive credit decisions in less than 30 seconds (on requests up to $250,000), with a 74% automatic approval rate. Our team of credit analysts and underwriters review accounts as needed.
Buyers Set Up Account
Once approved, buyers receive step-by-step guidance for setting up their accounts. They are also given the option to integrate Credit as a Service with their A/P systems.
Seller offers Custom Pricing and Purchase Controls
Sellers have the ability to improve relationships with B2B buyers by providing pre-negotiated, dynamic pricing and role-based purchase controls.
Buyers Complete Transactions Across Channels
Buyers complete transactions where they prefer — such as online, over the phone or pay by invoice. Buyer-specific APIs streamline the checkout experience by incorporating order numbers and invoice notes.
Sellers Receive Payment
MSTS pays sellers in 2, 7, 14 or 30 days, with transaction fees that cost 30% less than standard credit card fees.
Buyer Receives Invoice
Our credit management solution is white labeled, from customer support to collections. Invoices are delivered to the client in their preferred manner and meet all of their invoicing requirements (PO numbers, level 3 data, etc.).
Do your buyers prefer to receive multiple invoices at one time? Consolidated invoicing is available with Credit as a Service. Streamline repeat purchases and simplify billing for your B2B buyers.
Disputes Made Easy
No buyer or seller wants to deal with a dispute, but they’re inevitable. We’ve created a robust, transparent dispute center to make them much less of a headache. Once a dispute is raised, CaaS will provide enough time to find a win-win resolution before the buyer gets a chargeback. Ask us show you in a custom demo.
Clients We Serve
These B2B businesses are already experiencing the Credit as a Service difference. Subscribe to stay up to date on news, product improvements and expert insights on B2B credit and payments.
Request a Demo
Ready to see CaaS in action? Experience the future of credit management and A/R in just 15 minutes.