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Credit as a Service: Credit Management Made Easy


CaaS is a credit management and accounts receivable solution that extends risk-free credit and automates A/R, under your brand.

Boosting B2B Commerce With Net Terms


For B2B businesses, rising DSO, decreased working capital, over-taxed sales teams and limited resources inhibit top line growth, and increase expenses and operating costs. Credit as a Service ® addresses these challenges by offering a credit management solution that extends Net30 terms to your customers, while providing outsourced, reliable A/R automation and support. See how it works.

Strained Working Capital & Back Office Resources


CaaS reduces overall A/R costs by determining the creditworthiness of a potential customer in under 30 seconds, and handling tasks like invoicing, cash application, disputes and collections — decreasing billing error rates to less than 2%.

Document Resources

Higher Sales Goals & Customer Expectations


Keep business operations ahead of the curve with fast onboarding and business intelligence tools that lead to increased revenue, purchasing power and average order volume (AOV). We will also assign a Customer Success Manager to work alongside you and help grow your business.


Expectations

Complex and Friction-Filled Purchasing


Get support on purchasing across channels, remove friction from the payment process with smart integrations, and meet customer invoicing requirements and preferred payment options, like online invoices and net terms.

Easy Purchasing
Invoice

Alternative Payment &
Credit Options

Rocket

Faster
Onboarding

Box

Purchasing Across
Sales Channels

How It Works


Credit as a Service extends risk-free credit and flexible payment terms to remove friction from the B2B purchasing experience.

Sellers Onboard Buyers

Sellers can invite buyers to the portal with the click of a button. They can pre-populate customer invites by integrating CaaS into their existing CRM.

Buyer Completes Credit Application

Once invited, buyers receive and complete a secure, straightforward credit application that requires no banking information.

Buyers Receive Automated Approval

Buyers receive credit decisions in less than 30 seconds (on requests up to $250,000), with a 74% automatic approval rate. Our team of credit analysts and underwriters review accounts as needed.

Buyers Set Up Account

Once approved, buyers receive step-by-step guidance for setting up their accounts. They are also given the option to integrate Credit as a Service with their A/P systems.

Seller offers Custom Pricing and Purchase Controls

Sellers have the ability to improve relationships with B2B buyers by providing pre-negotiated, dynamic pricing and role-based purchase controls.

Buyers Complete Transactions Across Channels

Buyers complete transactions where they prefer — such as online, over the phone or pay by invoice. Buyer-specific APIs streamline the checkout experience by incorporating order numbers and invoice notes.

Sellers Receive Payment

MSTS pays sellers in 2, 7, 14 or 30 days, with transaction fees that cost 30% less than standard credit card fees.

Buyer Receives Invoice

Our credit management solution is white labeled, from customer support to collections. Invoices are delivered to the client in their preferred manner and meet all of their invoicing requirements (PO numbers, level 3 data, etc.).

List

3.3M Invoices per Year with 26M Line Items

Benefit

$500M per Month in Collections

Tag

$6 Billion in Transactions Annually

News

~480k Payments Processed Annually

CaaS Features


Consolidated Invoicing


Do your buyers prefer to receive multiple invoices at one time? Consolidated invoicing is available with Credit as a Service. Streamline repeat purchases and simplify billing for your B2B buyers.

API Documentation

Disputes Made Easy


No buyer or seller wants to deal with a dispute, but they’re inevitable. We’ve created a robust, transparent dispute center to make them much less of a headache. Once a dispute is raised, CaaS will provide enough time to find a win-win resolution before the buyer gets a chargeback. Ask us show you in a custom demo.

Clients We Serve


These B2B businesses are already experiencing the Credit as a Service difference. Subscribe to stay up to date on news, product improvements and expert insights on B2B credit and payments.

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Discover Credit as a Service by Role

Discover Credit as a Service by Role

Better credit management solutions improve customer experiences and boost sales — affecting the success of every team. Explore how CaaS applies to your role.

How Credit as a Service Supports Your Industry

How Credit as a Service Supports Your Industry

B2B commerce pain points like streamlining A/R, reducing DSO and freeing up sales teams are top of mind, no matter your industry. Discover how Credit as Service can help.

Request a Demo

Ready to see CaaS in action? Experience the future of credit management and A/R in just 15 minutes.

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